National Brokerage is a BGA that teams with life, annuity, and life settlement agents to offer the best service and products in the industry. We represent over 50 insurance carriers providing the most competitive products and compensation. National will make every process simple for you including contracting, taking the application and keeping track of your business. National has developed the industry's leading technology platform, the OES, by listening to our agents and tailoring around each agent's individual needs.
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This Month @ NB

September 2010
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National Ethics Bureau

 
 
Policy Review

Sales down? Need more Income?

There is one sure fire sales practice: save your client money and you will get the sale. Most agents are sitting on a gold mine - existing clients - but aren't taking advantage of the opportunity.

Why are your old clients a gold mine? Because they are new sales waiting to happen.

Never has there been a more critical time to review your client's policy than right now. Your clients are desperately looking to save money wherever they can, and you can help them. Cost of insurance has gone down every year and policies have greatly improved. Old policies usually do not have the long term guarantees and were based on old interest rates. The bottom line is that most policies can be dramatically improved. This leads to a huge opportunity to help your sales and help your client.

Example
Current Coverage Proposed Coverage
Type: 15yr term
(9yrs left)
20yr term
Face Amount: 500k 500k
Premium: 1100 annually 900 annually


  • Don't have enough time to review your client’s life policy?
  • Not sure if that old policy is still the best for your client?
  • Have a bunch of old clients who need policy review, but don’t know where to start?
Let us be your back office support and make this whole process simple.

Last year, one of our agents who had not been practicing a basic annual policy review gave us 247 policies to review... 95% of which were term. He wrote 114 new applications and placed 92 of them for a total premium of 121k. Not only did he make an additional 121k that year, but he dramatically improved his client's policies.


"Whole process couldn't have been easier. National gave me all the support, they provided the comparison and they filled out the application. All I did was present the options to my clients and I got more referrals from them."

   - Agent: M. Johnson, TX



  1. Download and complete our National Policy Review Form - The form will provide basic policy information, current health and client's objective.
    Download the Policy Review Form Here
  2. We will compare current policy to the best available for your client.
  3. We will provide comparisons. If a policy can be improved, we will provide a populated formal application.


We operate with three major TOP principles:

Transparent: Earning your trust through integrity, communication and full disclosure
Objective: Searching for the best possible solution under your direction
Professional: Working at the highest level of professionalism to facilitate every case
 
 
 
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Contact Us
Phone: (800) 377-6344
Fax: (208) 472-3438
Email: Email Us Now

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National's TOP Principles
Transparent
Objective
Professional


Partnering for Success
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